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Mortgage

Home Loans Just Got Easier. Apply Today.

Making the choice to buy or build a new home is an exciting adventure. We invite you to visit with our highly experienced and knowledgeable mortgage bankers.

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Sign Up for Rate Watch

Are you interested in refinancing or purchasing a new home but not sure if it is the right time? Let us deliver the rates that matter to you directly to your email! Sign up for our Northwest Bank Mortgage Rate Watch and we will send you customized updates based on your preferences.

Financial Tools

Check out our financial management tools & calculators to help get you started in the homebuying process.

Have a quick question? Send us a message.

Mortgage Loan Programs

Northwest Bank offers a wide range of mortgage alternatives for home or real estate buyers. We offer adjustable-rate loans with rate ceilings for added assurance and fixed-rate mortgages in various terms on single family homes. FHA and VA Loans also are available.

Get Your Pre-Approval that comes with a $2,000 Guarantee

There's an App for That

Get pre-qualified for your mortgage loan before you even start shopping for a home! With a pre-qualification from Northwest Bank you can look for a home with the confidence of knowing you are already approved, and what your interest rate may be.

Find out how much home you can afford today! Download our Northwest Bank Mortgage app and apply online 24/7 from the comfort of your home.

Start your application and receive your pre-qualification
Calculate payments easily
Securely scan and upload your documents
See your loan progress
Get updates as you go and directly connect with your Mortgage Banker

Current Rates

30 Year Fixed Rates
Loan Amount	Rate	APR^*	Payment Example^*
$300,000	6.875%	7.008%	$1970.79
$200,000	6.50%	6.647%	$1264.14
$100,000	6.375%	6.57%	$623.87

20 Year Fixed Rates
Loan Amount	Rate	APR^*	Payment Example^*
$300,000	6.375%	6.504%	$1871.61
$200,000	6.50%	6.693%	$1491.15
$100,000	6.50%	6.759%	$745.57

15 Year Fixed Rates
Loan Amount	Rate	APR^*	Payment Example^*
$300,000	6.000%	6.378%	$2531.57
$200,000	6.1250%	6.364%	$1701.25
$100,000	6.000%	6.320%	$843.86

Additional Financing
5-1 Adjustable Rate Mortgage (ARM)	FHA 30 Year Fixed	VA 30 Year Fixed
7.125%^**	6.50%	6.75%
1.00 Pts	1.00 Pts	1.00 Pts
7.832% APR	7.507% APR	7.112% APR

Due to ongoing market fluctuations, interest rates are always changing.

Please contact your local lender to receive a rate quote customized for you.

Contact Your Lender Sign-Up for Rate Watch!

*Annual Percentage Rate. Rates are subject to change without notice and available to borrowers with a credit score of 740 or greater on primary residence purchase loans only. Payment examples are for illustration purposes only and do not include amounts for taxes and insurance. Actual payments will be greater.

Building, Buying, or Refinancing?

We will personally guide you through the home loan process, provide a pleasant and smooth experience and get you on your way to enjoying your new home.

Meet our Mortgage Banking Team

Leading Mortgage Lender

Northwest Bank is a $2.47 billion Community Bank with 1,335 closings in 2022 totaling over $350 million.
RECIPIENT OF IOWA FINANCE AUTHORITY'S TOP MORTGAGE LENDER Northwest Bank has earned a top lender designation for 2022.
LEADING MORTGAGE LENDER WITH TOP PROFESSIONALS AWARDED President’s Club Winners Awarded by the Iowa Mortgage Association

Contact a Mortgage Lender

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Northwest Bank Location

Questions/Comments...

^{1. The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with Northwest Bank loan products. It is generally not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented here are not offers to lend; normal underwriting criteria apply. Terms and conditions and offers are subject to change at any time.}

^{2. Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of, or guaranteed by the Bank or any Bank Affiliate; and may go down in value.}

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